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AC Installation & Replacement Cost

Updated 2026 · National average (USD)

Typical cost range
$3,900 – $8,000
Most homeowners pay around $5,900

Installed central AC, typical home. Larger homes, high-SEER systems and ductwork changes cost more.

Installing a new central air conditioner typically costs between $3,900 and $8,000, fully installed. The biggest cost drivers are system size (measured in tons), efficiency (SEER2 rating), and whether your ductwork needs modification. Use the size calculator below to estimate the tonnage your home needs before you get quotes.

Central AC cost by system size

Item Typical cost
2 ton (up to ~1,200 sq ft) $3,500 – $5,500
3 ton (~1,200–1,800 sq ft) Most common $4,200 – $6,500
4 ton (~1,800–2,400 sq ft) $5,000 – $7,500
5 ton (~2,400–3,000 sq ft) $6,000 – $9,000
High-efficiency (18+ SEER2) upgrade Added over base cost $1,000 – $3,000

What affects the cost

  • System size (tonnage) — right-sizing matters; oversized units waste money and cool poorly.
  • SEER2 efficiency — higher rating costs more upfront but lowers energy bills.
  • Ductwork — repairs or new runs add cost; a ductless mini-split avoids this.
  • Removal of the old system and permits are usually included in a full quote.

What Size AC & Furnace Do You Need?

Your local climate changes the heating and cooling load for your home. This estimate uses a national mixed baseline — for a location-specific result, open your state page. Enter your details for a quick sizing estimate (BTU, tonnage and a recommended SEER2 range).

Your estimated AC tonnage and furnace size will appear here.

Actual equipment sizing requires a professional Manual J load calculation. This tool provides a rough estimate for general informational purposes only and is not professional advice, a guarantee, or a quote. Results may not reflect your specific situation. Always confirm with a licensed HVAC professional before making any purchase or decision. See our Terms of Service for details.

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Frequently Asked Questions

What size AC do I need?
As a rough guide, homes need about 20 BTU of cooling per square foot, adjusted for climate, ceiling height and sun exposure. Use the calculator on this page for an estimate, then confirm with a professional Manual J load calculation.
Does a higher SEER rating pay off?
In hot climates with long cooling seasons, a higher-SEER2 system can recover its extra cost through lower energy bills. In mild climates the payback is slower — weigh it against how long you plan to stay.
How long does AC installation take?
A straightforward central AC replacement is usually completed in one day. Adding or reworking ductwork can extend it to two or more days.

Related cost guides

Cost figures are national average estimates for 2026 and vary by region, brand, equipment efficiency and labor rates. This guide is informational, not a quote — always confirm with a licensed contractor.